Deductible Buy-Back Hazard Insurance

This program mitigates first-dollar property loss exposure for property owners who carry high-deductible property coverage. We offer several DBB options for areas at risk of earthquake, wind/hail or flood, and all other perils. We also offer a specific inland DBB program for areas at risk of hail and wind damage.

Program Features

  • Mitigates first-dollar property loss exposure of property insurance holders whose policies have prohibitively high deductibles
  • Solutions for property owners who have difficulty complying with mortgage or loan terms when they must accept a higher deductible due to their location in a high-risk area
  • DBB for policy holders who live in areas prone to earthquake, wind/hail or flood
  • Inland DBB for policy holders who live in noncoastal areas prone to wind and hail

Deductible Buy Back Limits Available

  • $2 million for any one occurrence (earthquake, windstorm or flood)
  • $500,000 any one occurrence for all other non-catastrophe perils (AOP)

Inland Deductible Buy-Back Limits Available

  • Up to $250,000 any one occurrence in respect to windstorm and hailstorm damage (higher limits available on requests)
  • Maximum total insured value (TIV) of $7.5 million per risk.
    (Larger TIVs available on request)
  • Minimum attachment point $10,000 per occurrence

Policies underwritten and issued by Insurmark, a Managing General Underwriter. All carriers rated A.M. Best "A."
This information provides only a general description of the coverage afforded in the policies offered and should not be considered as altering the insuring agreement, terms, conditions, exclusions and endorsements of the policy itself. Please read the provisions contained in the actual policies and discuss them with your insurance professional.
Insurance is a division of Financial and Professional Risk Solution, Inc.



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