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Lender Placed Insurance  

Property  General Liability  Flood and Excess Flood

Insurmark's mortgage-related property and casualty insurance protects the lender's interests while eliminating the need to shop for and secure coverage on individual properties. Property classes and coverages include residential, mobile homes and commercial.

Printable Fact Sheet (PDF)
Printable Application Form (PDF)

    Coverage Highlights
    Property classes include residential, mobile homes and commercial
    Comprehensive coverage including flood for a borrower's lapsed coverage and foreclosed properties
    General liability coverage available on foreclosed or mortgagee-in-possession properties 
    Excess flood insurance is also available
    A wide variety of mortgage impairment products for seamless portfolio protection
    Accessing the Service
    Simple, four page application submitted with a current copy of the force placed/foreclosed schedule accompanied by loss information
    Reporting methods:
    Fax/Mail
    Insurmarkonline.com
    Customized reporting solution
    Underwriter and Carriers
    All A.M. Best "A" carriers. Our products are available in all 50 states, subject to submission criteria and underwriters approval.
    Program Advantages
    All premiums are based on the exact number of days coverage is in force no artificially earned premiums
    Precise invoicing system by property location, coverage type and number of days the insurance has been in force all on one simple report
    Optional billing methods: annual (in advance) or monthly (in arrears) 
    All cancellations of coverage are calculated pro-rata and adjusted net on a monthly basis
    Claims are reported directly to our office for assignment of adjuster and settlement of claim
    We offer complete documentation to help maintain your internal file keeping and regulatory compliance

For additional information please contact us.

The above information provides only a general description of the coverage afforded in the policies offered and should not be considered as altering the insuring agreements, terms, conditions, exclusions and endorsements of the policy itself. Please read the provisions contained in the actual policies and discuss them with your insurance professional.

a division of Financial & Professional Risk Solutions, Inc. In California: Financial & Professional Risk Solutions Insurance Agency, Inc. (License No.: OB93670)