Wind and Hail Insurance

Unique in the industry, InsurmarkCAT’s Mini-Wind policy delivers replacement cost coverage without the necessity of insuring value. Mini-Wind provides wind and hail coverage for residential and small commercial properties in the United States where primary insurance carriers have removed wind coverage from their policies.


Program Features

  • Provides wind/hail coverage for commercial and residential risks on a standalone basis
  • Serves clients who are seeking alternatives to traditional coverage
  • Replacement cost wind/hail insurance without insurance to value
  • No coinsurance penalty, regardless of total insurable value
  • Deductibles generally lower than other markets. May obtain higher deductibles with a credit.
  • Available in most states

Mini-Wind Limits Available

  • Up to $2.5 million for any single occurrence
  • Risks up to $25 million in value
  • Commercial coverage for building ONLY
  • Residential coverage provided on modified homeowner’s form. Combined limits of coverage A, B, C & D

Policies underwritten and issued by Insurmark, a Managing General Underwriter. All carriers rated A.M. Best "A."
This information provides only a general description of the coverage afforded in the policies offered and should not be considered as altering the insuring agreement, terms, conditions, exclusions and endorsements of the policy itself. Please read the provisions contained in the actual policies and discuss them with your insurance professional.
Insurance is a division of Financial and Professional Risk Solution, Inc.



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