This program mitigates first-dollar property loss exposure for property owners who carry high-deductible property coverage. We offer several Deductible Buy-Back options for areas at risk of earthquake, wind/hail, flood, and AOP (all other perils). We also offer a specific inland Deductible Buy-Back program for areas at risk of hail and wind damage.
- $1 million for any one catastrophic occurrence (earthquake, wind/hail or flood)
- $250,000 any one occurrence for all other non-catastrophe perils (AOP)
- In-House authority to write wind/hail
- Maximum total insured value (TIV) of $15 million per risk
- Larger TIVs may be reviewed by request
- Minimum attachment point, $5,000 per occurrence