Blanket Policy

A blanket policy can help financial institutions realize operational efficiencies and simplify compliance by removing the need to continually track insurance of collateral after loan origination. Insurmark offers blanket policy options for mortgage and consumer loan portfolios.

Blanket Mortgage Program Features

• Blanket Property Insurance and Blanket Flood Real Estate Owned coverages
• Eligible collateral includes residential and commercial properties, occupied or vacant
• Customizable coverage, maximum limits and deductibles
• Premium is billed at master policy inception
• Available in 50 states

Lenders Single Interest Program Features

• Eligible collateral may include automobiles, watercraft, motorcycles, campers, trailers, RVs, and more
• Coverage options include Physical Damage, Skip, Instrument Non-Filing, with additional available coverages
• Premium is charged on either a per-new-loan basis or a monthly premium based on total outstanding balance of consumer loan portfolio

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Applications

• Blanket Mortgage Application
• Lenders Single Interest Application