Mini-Wind

Insurmark’s Mini-Wind program* provides wind/hail coverage for small commercial and residential properties where primary insurance carriers have removed wind coverage from their policies.

Mini-Wind Insurance

• Small commercial and residential properties
• Risks up to $25 million in value
• Up to $3 million combined coverage for any single occurrence
• Commercial coverage for building, contents and building income available
• Combined limits of coverage A, B, C and D
  • Coverage A is the building
  • Coverage B includes other structures subject to age requirements
  • Coverage C is business personal property and personal property
  • Coverage D is for business income or ALE
  • Sub limits for B, C and D are included in coverage A
• $1,000 minimum premium
• Roof for structure must be less than 15 years old
• Minimum deductible: 2% subject to geographic regions
• Barrier Island risks for wind/hail have a minimum deductible of 5%
• Ineligible risks: Mobile homes, gas stations and churches with steeples

 

The Insurmark Advantage​

• Easy submission process with a short form application
• No coinsurance penalty, regardless of total insurable value
• Experienced in-house underwriters with authority to rate, quote and bind

_{*The Mini Wind product isn’t available in every state. Not availaible in AK, CA, HI, LA, OR, & WA.}

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Program Details

• Mini-Wind Program Highlights

Applications

• Mini-Wind Application